CARD PROCESSING WITH TOM

The payment processing customers want
In-person or online, tableside or contactless, accept all the ways customers want to pay and provide a consistent checkout experience that keeps them coming back.
Accept all payment processing methods
Take any payment including online payments, ACH, payment gateways, credit and debit cards, digital wallets like Apple Pay, PayPal and more.
Take payments on any device
Mix and match devices so customers can pay wherever they are — card reader, POS system, mobile device, and virtual terminal.
Get paid faster without pesky paperwork
Save time, money and get paid faster with electronic billing and invoicing with accounting sync.
Streamline billing and invoicing
Flexible payment options for small business
Security and fraud protection
Protect card data and maintain PCI compliance with tokenization and end-to-end encryption paired with EMV-enabled hardware.
Always-on customer support
Get expert, 24/7 customer service from knowledgeable support reps based in the US.
The support you deserve
Same day, next-day and instant funding
Stop waiting several business days for credit card transaction deposits to hit the bank account. Get your money instantly, same-day or next-day.
Chargeback management
Save time with intelligent dispute response. Compile and link chargeback defense evidence for card networks in a few clicks.
Surcharge program
Offset the costs of credit card processing fees through an automatic card-brand-approved transaction fee.
Fast transactions with outage protection
Depend on minimal downtime, speedy transactions and offline processing.
The support you deserve
Why accept credit cards?
Never miss a sale by accepting the most popular payment methods, including Visa, Mastercard, American Express, EMV chip cards, digital wallets, and more.
Transparent pricing and fees
Unlike other payment processors, we pass through interchange at true wholesale cost to merchants without inflated costs, markup or hidden fees.
Rate structures built for your business
We offer flat rate and interchange plus pricing structures for accepting payments — choose what makes sense for your business.